High-yield savings account rates have basically held steady this month, despite some major banks dropping their rates (they weren’t market leaders anyway). As of March 23,...
Key Points A court filing shows 576,609 borrowers remain stuck in a repayment plan processing backlog, down from 1.4 million in July 2025. New online IDR...
Key Points A non-working spouse can contribute up to an IRA, as long as the household has enough earned income to cover the contribution. Couples must...
Colleges are facing mounting pressure from multiple directions: federal policy, financial strain, and shifting student behavior. This week’s developments show how those forces are starting to...
Key Points Department of Education is transferring responsibility for defaulted student loan collections to the Department of Treasury. Later phases would expand Treasury’s role to include...
Certificates of deposit (CDs) remain one of the most reliable short-term savings tools, especially for those seeking guaranteed returns as rates fall. As of March 18,...
Looking to start saving and investing? What account or order of accounts should you use first? Your 401k? IRA? HSA? I’m a big fan of methods...
Key Points Approximately 7.7 million borrowers with $180 billion in federal student loans are now in default as of December 2025. More than 4 million borrowers...
Key Points Pell Grants and most federal grant programs are restricted to undergraduate students, so graduate students must actively seek out other funding sources. University-based fellowships...
Key Points College tuition has climbed 914% since 1983, according to J.P. Morgan’s 2026 College Planning Essentials report. Student loan debt has surged 343% since 2005,...